Underwriter SOPs

These Standard Operating Procedures (SOPs) outline the processes followed by underwriters in reviewing loan applications. The SOPs cover areas such as application receipt, borrower information verification, creditworthiness assessment, and financial analysis. They also detail the steps for determining loan terms, documenting decisions, and conducting final reviews. Additionally, the SOPs emphasize risk assessment, policy compliance, and the importance of ongoing monitoring and quality control in ensuring the accuracy, consistency, and compliance of underwriting decisions.